Our client was stopped at a red light in Miami-Dade County when another driver rear-ended his vehicle. He sustained lumbar spine injuries requiring pain management treatment including injections. The case had one significant complication: our client had been involved in another car crash the year before, with similar injuries to the same region of his spine. The defense used that prior crash aggressively to attack the value of the current claim.When our client completed a second round of injections -- demonstrating that his lumbar condition required ongoing, repeated treatment -- the defense recognized this was going to be a long and expensive road for them. They tendered policy limits. The case resolved for $100,000 -- every dollar of available coverage.
We weathered the prior crash argument. We documented the treatment gap between the two crashes, established the current crash as an independent event that worsened or extended our client's condition, and held our position through sustained defense pressure.We let the treatment record make the case. After a second round of lumbar injections, the ongoing and recurring nature of the injury was undeniable.We recovered limits on a case most carriers try to minimize. Prior crash, same body region, pain management only -- no surgery. We recovered every dollar available anyway.
