It’s easy to feel overwhelmed after a car accident. But what happens if the police were never called? Perhaps the collision felt like no big deal in the moment, or emotions were running high. But now you’ve got property damage or injuries on your hands, and you’re asking yourself: Can I still file a claim without a police report?
The short answer is yes. A police report, while frequently beneficial, is not always necessary to pursue a personal injury claim. The steps might not be simple. With the right legal representation, it’s absolutely possible.
Here at Mausner Graham Injury Law, we assist dozens of clients throughout the State of Florida to recover monetary damages following car wrecks with no police report. With more than 600 five-star reviews, a reputation for filing fast and litigating aggressively, our team has a track record of building strong claims, even with questionable evidence.
Why a Police Report Is Useful, But Not Always Necessary
A police report is typically the first piece of paperwork reviewed by insurance companies. It provides an official, third-party summary of what took place, including:
- Date, time, and place of the accident
- The drivers involved
- Witness statements
- Any citations issued
- A rough sketch of the crash scene
But as helpful as that is, it’s not required. Insurance companies may push back harder without one, but they can’t legally deny your right to pursue compensation based on that alone. In these cases, your attorney will have to construct the case with other types of documentation and evidence.
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What To Do After a Crash Without a Police Report
If you didn’t call the police at the time, you’re not the only one. For most people, it is only later that they realize the extent of their injuries or damage. But it’s critical to move fast.
Here’s what to do:
- Get medical treatment immediately. This not only protects your health but establishes a medical record that can connect your injuries with the accident.
- Document the scene. Photograph all vehicles, your injuries, skid marks and road signs.
- Collect witness information. If someone witnessed the accident, obtain the person’s name and phone number.
- Preserve all communication. Save texts, emails, and conversations with the other driver and your insurance company.
Contact a personal injury lawyer. The earlier you get a lawyer involved, the better chance you have of preserving your rights and being compensated.
Florida Law and Reporting Requirements
Florida law mandates that drivers report an accident to law enforcement if it involves injury, death or apparent damage of $500 or more. In most auto accidents, particularly those that result in injuries, this threshold is reached.
If you didn’t call the police to the scene, you still may have to report the accident belatedly to the Florida Department of Highway Safety and Motor Vehicles. An experienced attorney can assist you with that process.
Do You Have a Personal Injury Case Without a Police Report and Insurance Claims?
It is possible to file an insurance claim without a police report, but anticipate any challenge. Insurers could challenge the timing of your notice of claim, your reconstruction of events, and even if the accident occurred. And that’s why you don’t want to sit back and wait for the system to work: You want your attorneys to be aggressive and exhaustive in gathering alternative evidence.
At MG Injury Law, we act fast to gather medical records, photos, witness statements, surveillance footage and anything and everything else that helps explain what occurred. We hold your hand throughout treatment, talk to the insurance company, and start building your case early on.
Contact us today for your free & confidential case review. Our team will help you get the compensation that you deserve.
Why Clients Rely On MG Injury Law
- Over 600 five-star Google reviews
- Millions recovered in settlements and verdicts
- Offices in Miami, Doral, and Palmetto Bay
- Known for fast action, trial readiness, and personal service
- Dedicated to personal injury such as car, truck, and rideshare accidents
We take pride in listening to your story, moving fast to protect your case, and guiding you toward recovery. Whether your case settles quickly or goes to trial, we’re ready to fight for what’s right.
Frequently Asked Questions
Q: Is it possible to make a claim without a police report?
A: Yes. It might be more challenging to show fault and damages, but it can be done.
Q: Will insurance deny my claim?
A: They might try. That’s why it’s important to get legal help. By documenting and planning properly, we can beat these objections.
Q: How can I prove what happened without a report?
A: We investigate your case, utilizing medical records, photographs, witness statements, surveillance video(s) and other evidence.
Q: How long do I have to file a claim?
A: You typically have two years in Florida to file a personal injury claim from the date of the accident. There are a few exceptions, but don’t delay – time is of the essence.
Talk to a Miami Car Accident Lawyer Today
If you were injured in a car accident and do not have a police report, it doesn’t mean you are out of options. The personal injury attorneys at MG Injury Law have assisted clients throughout the state find financial recourse in the same situations.
Give us a call so that we can provide you with a free, no-obligation consultation. We’re prepared to listen to you to build your case and fight for the outcome you deserve.
Call Mausner Graham today
Free consultation available statewide
Offices in Miami, Doral, and Palmetto Bay
600+ 5-Star Google Reviews
Last Updated Friday, July 11th, 2025
